EMPLOYERS ASSOCIATION

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Mission Statement


	Mission: The Employers’ Association serves regional employers in their efforts to maximize performance; providing people management information and research, workplace wellness, training and consulting expertise.

Vision Statement


	Vision: To be the regional association of choice for employers interested in maximizing their Human Resources and Organizational Performance.

Workers' Compensation Group Rating Program

Member Discounts thru EA Partnering Relationships

The Employers’ Association partners with a variety of Human Resource and Management Service providers to deliver additional membership value. Each provider has demonstrated:

The ability to deliver a very high quality service.
A very high commitment to Customer Service.
Shared values with The Employers’ Association including, but not limited to, being Dependable, Friendly, and Aware of the latest trends in their industry.
A commitment to the businesses of Northwest Ohio and Southeast Michigan.

Save significantly on your workers’ compensation premium by joining the The Employer’s Association workers’ compensation program administered by CareWorks Consultants, Inc. (CCI).

We partner with CareWorks Consultants to deliver the most significant cost savings to our members. CareWorks Consultants embraces a results-oriented approach that fully integrates safety prevention and risk control with aggressive claims management to deliver a significant return on investment. The EA and CareWorks Consultants can analyze your company to determine the BEST workers’ compensation premium-saving program for you.

Group Rating – CCI’s group rating program is the only plan endorsed by the Employer’s Association. In 2011 the program’s estimated return on investment averaged 1,278%.
Group Retrospective Rating – This program offers premium savings projected as high as 60% and can be a great alternative for companies unable to qualify for traditional group experience rating.
Deductible Program – This program offers discounts on premium rates in exchange for accepting a specified deductible amount.
100% EM Cap – Companies becoming penalty rated for the upcoming policy year can have increases to their Experience Modifier (EM) limited, or capped, at 100%, thereby limiting rate and premium increases.
Other Alternative Rating & Discount Programs – Drug-Free Safety Program, One Claim Program, Safety Council, Salary Continuation, $15K Medical Only Deductible and others.

Self Insurance – Companies pay compensation and medical costs directly for work-related injuries avoiding escalating reserves and premiums charged by the Ohio Bureau of Workers’ Compensation. CareWorks Consultants serves more Ohio self-insured employers than any other third party administrator.

As a result of their best-in-class service, CareWorks Consultants has consistently maintained a 97% retention rate - one of the highest in the industry. Put their team to work for you. For a no-cost, no-obligation program analysis, go to www.careworksconsultants.com/groupratingapplication/EA. You may also contact CareWorks Consultants’ Shawn Combs, toll-free, at 1-800-837-3200, ext. 7264.

For AC -3 application form - click here!

For more information, click on the links below!

Group-Rating

Group-Rating Safety Accountability

Safety Articles

Summer Heat-Related Illnesses

Ohio BWC Board Approves Credibility Changes

BWC Finalizes Alternative Rating Program Changes

Additional BWC RX Program Changes

Group Retrospective Rating Program: An Alternative Savings Option

BWC's Destination Excellence and Alternative Rating Program Changes

CareWorks Dogs Report Card Assn

New Group Retrospective Rating Programs Projected to Refund $48 Million!